Located in San Jose and serving clients in all 50 states
KC Independent Insurance Solutions (KCIIS) is owned and operated out of San Jose, California, with licensing in California and Nevada. We work with a wide range of companies — offering access to over 50 plans across all 50 states — and can compare options side by side to help you weigh the pros and cons of each.
How we help clients with guaranteed income and health care planning
A proper retirement plan should go beyond simple investment strategies and focus on protecting your wealth through structured, guaranteed lifetime income — typically via pension or annuity solutions — while also covering healthcare costs like Medicare and supplements. Additionally, incorporating life insurance in a way that supports your personal financial goals and circumstances helps reinforce the plan’s sustainability and ensures protection for your family.
Be Confident in Your Future: A Message From Our Founders
Working with KCIIS
Getting started with KCIIS is simple, straightforward, and stress-free. Just fill out our quick online contact request form, and one of our licensed independent brokers will personally follow up to ensure you have everything you need — right in your inbox. From there, you’ll enjoy a free, no-obligation consultation through our proven 3D SET process, designed to give you clear comparisons, unbiased advice, and the confidence to make informed decisions.
Whether you prefer to schedule your consultation online or call us directly, we’ll guide you through every step of your retirement planning — covering healthcare, income, and more — so there are no surprises down the road. With powerful tools like our Medicare Part D comparison system and year-round support, you’ll have a trusted advocate on your side long after enrollment. At KCIIS, we make it easy to get all set for the retirement you deserve.
Thousands of clients (in California and across the US) trust our advisors with their retirement planning
Clients consistently share their heartfelt appreciation for our team’s patient, clear, and compassionate guidance. They often highlight the dedication of specialists like Kai and Jennifer, who prioritize education over sales. Many clients express feeling confident, stress-free, and empowered after consultations, praising our transparency, integrity, responsiveness, and professionalism. The personalized, no-pressure approach, frequently delivered in person or through thoughtful explanations, stands out as both rare and valuable. Here’s what our actual clients had to say about our service.
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Content Creation
Learn to Retire with Confidence
At KC Independent Insurance Solutions, we believe knowledge is the foundation of a secure retirement. That’s why we’ve built a YouTube channel dedicated to helping you retire happy, healthy, and confident.
Our channel offers straightforward education on the topics that matter most in retirement:
- Income Solutions – Learn how hybrid pensions and annuities can provide guaranteed income for life, and discover strategies to maximize Social Security.
- Healthcare Planning – Understand Medicare basics, compare Medigap vs. Advantage plans, and explore long-term care options.
- Retirement Strategies – Get clear guidance on hidden threats to retirement, Required Minimum Distributions (RMDs), tax-efficient planning, and more.
With over 300 videos and growing, our content includes in-depth explainers, step-by-step guides, and quick tips designed to cut through complexity and empower you to make confident decisions.
Whether you prefer deep dives or short, easy-to-digest insights, our channel gives you the tools to take control of your retirement.
Subscribe on YouTube and start planning your retirement with clarity and confidence.
Contact UsGet in Touch
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