Annuities are insurance contracts that convert savings into guaranteed retirement income. When you buy an annuity, you’re essentially creating your own personal pension. Use our online annuity calculator to compare annuity rates from top carriers.

When you’re ready, schedule a discussion with an independent licensed insurance agent to help you through the planning process. Get ALL SET (Simple + Educational + Transparent) with KCIIS.

Fixed Annuity (FA)

A fixed annuity provides guaranteed interest, principal protection, and predictable retirement income across options such as FIAs, MYGAs, SPIAs, and DIAs.

Fixed Index Annuity (FIA)

Protects your principal while earning interest linked to a market index, offering upside potential with downside protection.

Multi-Year Guarantee Annuity (MYGA)

Provides a guaranteed interest rate for a set term, giving safe, predictable growth without market risk.

Income Rider (Hybrid Pension)

Adds a guaranteed lifetime income stream to your annuity, turning savings into your own personal pension.

Read how KCIIS helps clients maximize retirement income.

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